PayU Recruitment 2026 – Consultant (Risk Operations) | Gurgaon | 0–2 Years Experience
PayU is hiring for the position of Consultant – Risk Operations in Gurgaon, Haryana, for a 12-month assignment. This opportunity is suitable for candidates interested in fintech, fraud prevention, banking operations, risk monitoring, and data analysis.
The selected candidate will monitor merchant accounts, investigate suspicious transaction patterns, review risk alerts, track chargebacks and disputes, and prepare reports. Candidates with 0–2 years of experience and good Excel, analytical, and communication skills can explore this opportunity through the official PayU careers website.
Quick Job Snapshot
| Company | PayU |
| Job Role | Consultant – Risk Operations |
| Location | Gurgaon, Haryana, India |
| Experience | 0–2 years |
| Qualification | Not specified in the provided job description; verify the official listing |
| Eligible Batch | Not officially specified; candidates from recent batches such as 2024, 2025 and 2026 may check eligibility based on their experience and the employer’s requirements |
| Salary | Not disclosed |
| Job Type | 12-month assignment |
| Work Mode | Not specified |
Role Overview
PayU’s Risk Operations team helps protect the company’s payment ecosystem by identifying and managing suspicious merchant activity. As a Consultant, you will review transaction patterns, investigate potential policy violations, and ensure that risk alerts receive appropriate attention.
This role can help candidates develop practical experience in payment risk management, fraud monitoring, merchant analysis, dispute tracking, and fintech operations while working with experienced team members.
Key Responsibilities
- Monitor merchant accounts daily and review transaction volumes, patterns, and behavior.
- Identify suspicious activity, unusual transaction spikes, and possible policy violations.
- Review risk-monitoring alerts and prioritize cases according to severity.
- Investigate flagged merchants by examining transaction data and business details.
- Identify red flags such as high chargebacks and suspicious transaction activity.
- Escalate complex or high-risk cases to senior analysts with clear documentation.
- Track chargeback and dispute trends and identify merchants with recurring issues.
- Maintain accurate case notes and records for every review.
- Prepare reports on merchant portfolio health and communicate key findings.
- Support senior team members with additional risk projects and merchant reviews.
Eligibility Criteria
- Experience: 0–2 years in risk, fraud, banking operations, or a related analytical role.
- Attention to detail: Ability to identify unusual patterns and potential risk indicators.
- Analytical ability: Comfort working with data and drawing basic conclusions.
- Excel skills: Familiarity with filtering, pivot tables, and basic formulas.
- Communication: Good written communication for clear case notes and reports.
- Organization: Ability to manage multiple tasks in a structured and organized manner.
Important: The supplied description does not specify a mandatory degree, exact graduation batches, or additional certifications. Review the official vacancy for any further eligibility conditions before applying.
Skills to Prepare Before Applying
- Microsoft Excel: Sorting, filtering, pivot tables, IF, COUNTIF, SUMIF, and basic data summaries.
- Data analysis: Comparing transaction volumes, spotting unusual changes, and interpreting trends.
- Fraud and risk awareness: Understanding suspicious payments, chargebacks, disputes, and merchant risk indicators.
- Documentation: Writing concise investigation summaries with evidence and findings.
- Communication: Explaining a risk issue clearly and escalating it to the appropriate team.
Salary Insights
PayU has not disclosed the salary for this Consultant position in the provided job description. Compensation may depend on the candidate’s experience, skills, and the employer’s terms. Do not rely on unofficial salary estimates as confirmed figures; check the compensation details with the recruiter.
Why Consider This Opportunity?
- Fintech exposure: Learn how payment platforms monitor transactions and merchant behavior.
- Entry-level opportunity: The stated experience requirement is 0–2 years.
- Analytical experience: Develop skills in data review, reporting, and risk identification.
- Mentorship: The role description highlights support from senior team members.
- Career development: Build a foundation for future opportunities in fraud analysis, risk operations, payments, and banking operations.
Note: The role is advertised as a 12-month assignment. Any longer-term employment or conversion opportunity should be confirmed with PayU.
Recommended Learning Resources
1. SQL Course and Notes
Learn how to query and analyze structured data, a useful complementary skill for analytical and risk-related roles.
2. Data Analyst Roadmap for Beginners
Understand the foundations of data analysis, analytical thinking, and the skills used in entry-level analyst positions.
3. Basic Introduction in Interview
Prepare a clear self-introduction and practise presenting your education, skills, and interest in risk operations.
Prepare Your Interview Introduction
Interview Preparation
- Practise Excel filtering, pivot tables, and basic formulas using a sample transaction dataset.
- Prepare an example of how you would investigate a sudden increase in a merchant’s transaction volume.
- Learn the meaning of fraud monitoring, chargebacks, payment disputes, risk alerts, and escalation.
- Practise writing a short case summary describing an unusual pattern, evidence, and recommended next steps.
- Prepare to explain why you want to work in fintech risk operations and how you manage detail-oriented tasks.
For additional practice, explore technical and interview questions.
Related Opportunities
- Explore More Jobs – Browse job opportunities across different industries.
- Explore Internships – Find opportunities to build practical work experience.
- Explore Government Jobs – Check government recruitment updates.
How to Apply for PayU Consultant Recruitment 2026
- Open the official PayU careers link below.
- Review the complete job description and confirm your eligibility.
- Update your resume with relevant Excel, analytical, documentation, banking, or risk-related skills and experience.
- Complete the online application and provide accurate information.
- Check your email and phone for any recruitment updates.
Official Application Link: PayU Consultant – Gurgaon
Frequently Asked Questions (FAQs)
1. What is the experience required for the PayU Consultant role?
The stated requirement is 0–2 years of experience in risk, fraud, banking operations, or a related analytical role.
2. What skills are required for this position?
Applicants should have good attention to detail, basic analytical ability, Excel skills including filtering and pivot tables, clear written communication, and an organized approach to work.
3. Is this a permanent job, and what is the salary?
The role is described as a 12-month assignment, not a confirmed permanent position. The salary has not been disclosed in the provided description, so candidates should confirm the compensation and contract terms with PayU.
Found this opportunity useful? Share it with friends who are interested in fintech, fraud prevention, banking operations, and analytical roles. Keep checking the official careers page for the latest eligibility details and application updates.
“`